We have all been enjoying a rather interesting fairytale, now we have a bit of a horror movie. As noted by one of our commentators, many of you will be familiar with Stephen King's Needful Things, where a nice middle-aged gentleman decided to set up shop in a quaint little town and in this lovely shop everyone in town found what they'd always wanted.
Here we have another little story. Once upon a time there was a nice, softly spoken, well educated middle-aged gentleman in a quaint little village nestled in a lovely valley amidst scenic hills. This little village was a bit further west than Mr Leland Gaunt's town but it was also full of people who had similar desires and experienced the same trials and tribulations as the inhabitants of Castle Rock.
In this little village, this nice gentleman helped people with various problems, he liked to be involved in the community and was keen to offer a helping hand.
This is a shambolic thread where no-one seems to know what's going on. This poor OP received a claim for just over £10,000 from PRA Group and has submitted a defence without being told that, if he loses, he could end up with more than just a CCJ.